The Financial Diaries: How American Families Cope in a World of Uncertainty
(eBook)

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Published
Princeton University Press, 2017.
Format
eBook
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Available Online

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Language
English
ISBN
9781400884599

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APA Citation, 7th Edition (style guide)

Jonathan Morduch., Jonathan Morduch|AUTHOR., & Rachel S. Schneider, M. (2017). The Financial Diaries: How American Families Cope in a World of Uncertainty . Princeton University Press.

Chicago / Turabian - Author Date Citation, 17th Edition (style guide)

Jonathan Morduch, Jonathan Morduch|AUTHOR and M.A. Rachel S. Schneider. 2017. The Financial Diaries: How American Families Cope in a World of Uncertainty. Princeton University Press.

Chicago / Turabian - Humanities (Notes and Bibliography) Citation, 17th Edition (style guide)

Jonathan Morduch, Jonathan Morduch|AUTHOR and M.A. Rachel S. Schneider. The Financial Diaries: How American Families Cope in a World of Uncertainty Princeton University Press, 2017.

MLA Citation, 9th Edition (style guide)

Jonathan Morduch, Jonathan Morduch|AUTHOR, and M.A. Rachel S. Schneider. The Financial Diaries: How American Families Cope in a World of Uncertainty Princeton University Press, 2017.

Note! Citations contain only title, author, edition, publisher, and year published. Citations should be used as a guideline and should be double checked for accuracy. Citation formats are based on standards as of August 2021.

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Grouped Work ID59f33254-e3a9-befb-3654-7e577e5db301-eng
Full titlefinancial diaries how american families cope in a world of uncertainty
Authormorduch jonathan
Grouping Categorybook
Last Update2023-10-15 21:07:48PM
Last Indexed2024-03-29 03:10:05AM

Book Cover Information

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Last UsedDec 20, 2023

Hoopla Extract Information

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    [synopsis] => "Winner of the 2018 Silver Medal in Economics, Axiom Business Book Awards" "2018 Silver Medal Winner in Finance/Investment/Economics, Independent Publisher Book Awards" Jonathan Morduch is professor of public policy and economics at the New York University Wagner Graduate School of Public Service. He is the coauthor of Portfolios of the Poor (Princeton) and other books. Rachel Schneider is senior vice president at the Center for Financial Services Innovation, an organization dedicated to improving the financial health of Americans. 
	What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them

Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach.

In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save-and they identify the true causes of distress and inequality for many working Americans.

We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative-and often costly-coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most.

Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them. "This sharp-eyed, sympathetic study . . . has a compelling new angle on the effects of long-term financial instability on working-class families. . . . This is a must-read for anyone interest in causes of--and potential solutions to--American poverty." "[A] groundbreaking study. . . ." "The book constitutes a plea for all those who interact with its subjects to look behind the annual averages to the weekly reality."---Peter Morris, Financial World "Illuminating. . . ." "I really enjoyed this book. . . . These diaries are not just financial records but emotional ones too, and it is here that the book's greatest strength is apparent: there is nothing cold or hard about these finances. . . . Morduch and Schneider's research . . . translates easily to Europe. The commonality is uncertainty. . . . Morduch and Schneider make a clear and persuasive argument that blame should not be put on families for the way that they manage their finances in times of such instability and uncertainty."---Lisa Mckenzie, Times Higher Education "As the book illustrates, families are constantly juggling their obligations and making decisions like which bills to pay and how much they can spend on groceries. It's hard to avoid a constant feeling of restlessness when your financial life is taking up so much brain space." "Morduch and Schneider bring home the seriousness of these swings in income and the problems that result through detailed stories of the real families that participated in the study. Descriptions of the problems facing these people, which make up about half of the book, have a powerful effect on the reader."---Ron Haskins, Stanford Social Innovation Review "Among Morduch and Schneider's most important findings is that this volatility was not primarily caused by losing or changing jobs. . . . Morduch and Schneider tell many stories about people whose finances have been buffeted by a changed economy."---Jeff Madrick, The New York R
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